In modern life, people are increasingly aware of the importance of protecting their health. However, many people still hesitate to participate in health insurance, thinking that "it is not necessary when you are young", or "you will buy it when you are sick". This is a misconception, because reality shows that Buying health insurance early is the smartest way to protect your finances and your body in the future..

1. Health is wealth – but risks are unpredictable

No one can predict the future. You may be healthy today, but accidents and illnesses can happen at any time. Just one hospital stay can cost tens of millions of dollars, especially if it involves long-term treatment, surgery or expensive medications.

Owning health insurance early not only helps you feel financially secure, but also acts as a "shield" to support medical expenses when risks occur.

2. Buy insurance early – high benefits, low fees

Health insurance, such as Bao Viet An Gia, usually has premiums based on age. The older you are, the higher your premiums will be, and you may even be limited in benefits or denied coverage if you have an underlying medical condition.

On the contrary, young, healthy people who participate early will get:

• Lower fees.

• Get approved easily without medical exam.

• Fully protected when risks come later.

• Take advantage of all insurance benefits such as inpatient, outpatient, maternity, dental treatment...

Participating early also helps you have a stable insurance history, creating better conditions for advanced insurance packages or life insurance later.

3. Avoid waiting time – be ready to protect when needed

One of the conditions of most health insurance packages is the waiting period. That is, after signing the contract, you have to wait a certain period of time before receiving benefits for certain illnesses (30 days, 60 days, 270 days... depending on the type).

If you wait until you have symptoms to join, you will have to wait too long or worse, not be covered because the disease is already present.

Therefore, buying insurance while you are still healthy is the smartest "preventive" action to overcome emergencies.

4. Insurance is an investment for the future

Many people often see insurance as an “expense,” but in reality, it is a long-term investment in health and finances.

For example: You pay about 3-5 million VND/year for a health insurance package like An Gia – Gold Package, but can be paid up to 250 million VND/year if an accident occurs. This small “investment” helps you:

• Reduce financial pressure when going to the doctor.

• More peace of mind when taking care of yourself and your family.

• Access to high quality healthcare at affordable costs.

No one wants to use insurance, but when something goes wrong, insurance will be a "silent companion" to help you overcome difficulties.

5. Protect your family – protect your loved ones

Everyone has loved ones who need care and support. When you are healthy and have a proactive financial plan with insurance, you not only protect yourself but also reduce the burden on your family if an unfortunate accident occurs.

With products like Bao Viet An Gia, you can completely participate in group or household insurance, save more and ensure the whole family is fully protected.